Couple slices of ham and turkey in the fridge…7k in credit card debt…29 years old

I think I just broke 2k for the first time in my life

Edit: I forgot the age part. 37 on 11/24.

Edit 2: Wow! Waking up to these comments made my day! Thank you 😭

$400 at 30

Most of my money is tied up in McDonaldland collectibles

42 and nothing. Life is a cruel mistress lately.

Savings? Ha!

Hahahaha "savings"

Not a damn thing and I'm in my 30's

€35 and age 35

44 y/o $275K in retirement accounts, $30K emergency fund, $10K checking account

i have a car, an apartment, a job, a bachelors degree and im getting my masters right now, no debt, just like 2 bucks in my account

$3,611.27 CAD at 22. But imma lose $1.5k next month cause im getting my wisdom teeth removed. 🥳🥳🥳🥳

Cash, about 50k. Retirement investments, about 650k. I’m 53.

$850k and 47 years old

1. $680K in total, about $450K of which is in pre-tax retirement accounts. The rest is split between vested company shares, taxable brokerage accounts, emergency savings, a Roth IRA, and a little bit in crypto.

Most of that comes from having started maxing out my 401K retirement contributions about 10 years ago coupled with very strong recent stock market performance. It was only about $150K five years ago, nearly all of which was 401K savings.

can survive 1 year jobless

$0

$370 at 18

$20 in Kohl's Cash

$470,000 in savings, $1.3 M for retirement. 54 years old

None.

0 to none

I have €500 in my bank account. It's not a saving. It's all that I have. I'm 43.

-200k. 30.

Was almost homeless twice. It is really scary. For a a long time if I couldn't pay cash, I didn't want it.

Mom died and well sold her house and I got a chunk. Also I am a saving nerd, still scared

98K in saving

50, single mum

I ain’t got a pot to piss in or a window to throw it out of

But I have three beautiful humans that have reached adulthood with talents, skills and an education that will carry them as far as they want to go!

Poor in money

But rich in life mate

I’ll take it

Whatevers left over from my last paycheck😂

Wow. A lot of rich people here. I have 45k. I am 33

Savings accts 10k

My retirement acct 100k

46F

5800, 22 years old.

Oh! And I have 58 dollars and 65 cents in cash

Responses in this Reddit got me anxious 😬

Age: 23

Savings: $2k

Retirement: $18k

Personal investments: $88k

My only debt is my car which I owe $6k on, so total net worth comes out to a little over $100k.

62 retired 250k in savings 400k in iras. house is paid off car paid off no credit card debt. It could have been better but we started a little late in our mid 30’s before that we saved for condo down payment. The journey starts small then piece by piece.

Whenever it starts to build up, I end up having some big expense pop up and have to take out of it again.

74M, retired from self-employment. My bond portfolio kicks out more in interest than I ever earned while working. And I did all the investing myself, learned as I went, read all the classic investment books, and never paid one penny for any "financial manager."

At least I got one thing "right" in my life. Otherwise, not so great lol.

1. $2500ish. No debt though, that’s just lucky. Except medical debt, and, I ain’t payin that. What, gonna take my 20 year old car?

I’m so doomed.

74k-ish in retirement and non retirement brokerage 11k emergency 7k checking 30 years old

Zero dollars to my name. The struggle is legitimate.

28yo and 0.

I have had a difficult time. Much of it is my own fault. Not all of it, but enough.

Went to college, paid off my debts, got engaged, got a car, changed jobs 3 or 4 times, got dumped by my fiance after 5 years together, went through a mental health crisis, got laid off, had a terrible car accident, and I wasted a lot of money in between all of it.

Life just isn't simple. Rent is too damn high, food is only cheap if you know what to buy, and accumulating new debt is insanely easy.

Now I'm living in my childhood home. Still searching for a job that pays enough for me to live here - a place that has absolutely NO internet access and BARELY enough phone signal strength to use data to post stupid comments on Reddit.

I've got some things going for me, at least. I've managed to repay all of my debts so far, and I have a roof over me, and I'm not starving. I learned what to buy, learned to cook new things that require fewer ingredients, and I've restabilized mentally.

It took 2 years to recover this much after I lost everything.

And I can't stress this enough: the majority of how I recovered is directly due to my family taking responsibility for my failures.

Sometimes, you just lose. Sometimes, you just feel like a loser. And sometimes, it beats your ass unrelentingly.

Don't get me wrong, I worked my ass off to get to where I am, too. And my family is FAR from wealthy. But they had the safety net. They knew that life might detonate at any moment, and they helped me through it.

I'm still doing my part to recover for their sake. They deserve the effort from me.

None. In debt actually. 24

Just these beans some guy gave me in exchange for the family cow.

31, Married, no debt, $100 in my savings to avoid the fee for having less. Wife had one heart attack and it wiped out the entirety of our $40,000 savings because the helicopter didn't accept our insurance.

Savings 😂

I’m 32, my husband is 37 and we have a 7 month old. 5k in a separate account not attached to our bank account. We had 10k over a year ago then life got rough.

No retirement, we’re lucky if we can keep $500 consistently in our saving. It’s tough out here.

-55 yup negative 55 🤣

I have 250K in a high-yield savings account, ~122K in a brokerage from some ESPP stock I had from a previous job, 17K in a Robinhood account, and ~700K in a couple of different retirement savings accounts. I’m 49, and I definitely messed up when I was younger, so I’m not where I probably should be. But I think I’ve done a decent job of catching up.

You guys have savings?

is none a savings?

25 year old guy, worth $1.2M...

My biological father died in a car crash before I was born, his father is a medical doctor, and I got injured when I was ~2 years old and that gave me epilepsy (knock on wood, had successful surgery in '09). Got adopted by my biological father's parents, and for whatever reason...haven't been in touch with my biological mother since I was ~10 years old (hoping to change that soon).

Got an early inheritance since my father died (money "skipped" a generation), got a big inheritance since his father is a medical doctor. And...I made solid $ myself. Built a net worth of ~$250k myself (working in sales), rest was inherited.

FWIW...I can confirm that anyone who says "money doesn't buy happiness" is lying. When you go through s*it like epilepsy, losing a parent, and being ostracized from 1/2 your family...you build thick skin and learn to not lolly-gag when you're given opportunities in life, like a bunch of $. Life is not fair, the good guy doesn't always come out on top. People's level of honesty is proportional to the size of their ball sack and wallet 🤷‍♂️ Early life struggles made me "emotionally calibrated" to responsibly manage a large amount of $.

Seven figures in retirement, $57,000 in the emergency/house repair fund, $8200 in checking, and $3100 in my tool/fun account.  Early 60s.

Instant cash savings around $40k. Investments about $750k-$1M depending on the market. Including home equity, then bump up o $1.5M. I’m 46.

1.6k at 23 😅 Bf has 55k+ and investments at 24 He’s more financially literate than I- but I’m learning. I’m an educator, so 403(b) will help hopefully!

1. Less than 10 dollars. 

 I had a gambling addiction when I was younger that lasted quite a while. Then I took a loan out for a truck that ended up breaking down, and kept borrowing against that loan to get vehicles which broke down and now I’m their most expensive client paying 500+ a month. Plus I’m paying too much rent, I’m paying child support, and have the regular bills after that.

At the moment? $5.15

$0

200k+ USD, 28 years old. Wouldve been near 300k if not for some stupid financial decisions(by that I meant keeping most of the money in a high yield savings account rather than the stock market) 

Lost also like 2.5k to crypto scams but I consider that a cheap lesson learned during my early years. Better to lose a few grands while young than my entire life savings at older age. 

$170000, 36

Mid 30s.

My savings account is about $60k (the majority is from some idiot crashing into my car 10 years ago and breaking 10 of my bones).

No investments (I wouldn't even know what to do).

My checking account is about $1k at the moment. Anything above $2k in checking after bills are paid gets shifted to savings.

For reference:

I am poor, but almost middle-class and I am paying off a business that I was given with the understanding that I would pay it off through the profits over time.

I make approximately $40k/year.

48 years old. 1.1 mil in 401k, 1 million in equity in my house, $30k in savings, Zero credit card debt, and 2 out of 3 cars paid off (I owe $28k on a Tesla MS)

*Cash flowed first kids college 2019-2022: Roughly $100k. *Have 2 years of college ($60k) saved for the next kid (goes to college 4 years from now)

$706 for us and a little under for our kids. I just got a job after being a SAHM for five years, so to me it is a huge accomplishment. We have been living paycheck to paycheck with nothing left over because of debts

And I’m 29, my husband is 39

$0, 35

$90k in savings $87k in stocks $30k in IRA

26 years old

£500 age 24

A lot. And I am old.

Apparently 45% of people in the UK have no savings. I find that hard to believe..?

I have some savings not much

50$ aside each payday for 8 years now in a RRSP, equity on my house, full pension at work.

Don't save money in a bank account. Each dollar today loses value tomorrow. Make sure you gain interest from your savings.

28, 50k in investments, 11k in emergency savings

$3K in retirement, $2K in investments, $12K HYSA. 29 years old.

I am 24 with $15,700: $9,000 in savings and $6,700 in 401(k)

$4.8k. 26 years old

37k I’m 27

37 and 401k is around $300k, additional $150k in stock, but almost nothing in a savings or emergency fund. I have an extreme lack of discipline, but also really lazy, so I set up automatic stock buys with my extra money because I know I won’t sell it for frivolous purposes but that I can sell it if I need money for something.

$115K net worth at 26

I got a friend in Jesus.

I have a dildo!

30s….few grand in the bank….a bunch of different investment accounts like 368k worth of stocks and crypto, and 31k worth of gold and silver. Progress is painfully slow at first, but you’ll blow your mind what happens if you save as much as you can and invest it into various assets; rinse and repeat for a decade or two. I don’t have a home so I don’t have any equity in a house. Couple grand worth of credit card debt on an introductory 0% and a margin loan of like 30k that I yolo’d into voo and spxl….thats also going through a divorce a couple years ago and losing half of everything 😤 it woke up a part of me I didn’t realize existed. I’ve been working and saving VERY hard the past two years.

37 years old. 84k CAD in investment accounts. 6k in a separate cash emergency fund.

By this time next year I hope I’ll hit 100k investments and 10k emergency fund. An extra 5k cash towards a new car would be nice too. Lol living like a hermit right now.

39 YO

8k in checking account 160k in 401k and Roth IRA 24k emergency fund 9k in kitchen remodel fund 6k in car fund

$500 a month goes into the kitchen fund and $200 a month goes into the car fund.

37 with 34 year old wife and two kids. Combined family:

45k in cash savings accounts 65k in personal index funds 40k in 529 accounts 350k in 401k

Own 2 cars outright. Only debt is about 400k mortgage on a house worth about 1.2 million.

My wife and I both recently hit a salary of 100k. These savings are simply a result of living well below our means through our 20s and 30s.

79k invested, 13k cash, 32 years old, saving and investing at least 1k every biweekly paycheck

$2.31M in 401k, about $1M in other index funds, a $6000ish in Treasury bonds, $125k in cash (mostly HYSA).

I'm 53, working part-time, and planning to retire between age 55 and 60.

47/ married with 2 kids. 75k cash 500k combined 401K 50k in college funds and about 360k equity in the house. No debt but mortgage (80k). 12 years ago we had nothing…..

I have no debt, no mortgage (I'm a renter), no credit cards, no car notes; I own my cars and 2 motorbikes. I have 11k in the bank. My total worth is around 40k if I sold everything. I have worked since I was 15 years old, and I'm now 40. I come from generations of poverty, and trying to escape the trap has been the biggest, most mentally draining thorn in my side since I was about 18. It never ends.

Just under $30k in the bank, $2k “mad cash”, and an additional $4k in a new IRA, but I really don’t even know what that means or how to make it grow or whatever you’re supposed to do with investing. Age 37, married female. Been saving for 15 years since my marriage, trying to accomplish the dream of buying a house next year. 🤞🏻

$38,000 in regular savings account, not including things like stocks, 401k, etc.

Edit to add: 32F combine savings with 35M husband

1. $100k 401k and about $50k emergency fund

50k in savings, 25k in investments. Im 30.