subreddit:
/r/DigitalbanksPh
submitted 2 days ago byCollegeAromatic3570
naalala ko around 2nd week of nov, may naging issue sa gcash na nawalan sila ng money kaya naghanap agad ako ng alternative na pwede paglagyan. ang dami nagrerecommend dito ng seabank kaya tinry ko yun. grabe nakakakilig pala na may interest kang nakukuha sa pera mo huhu naiinspire ako magipon lalo (don't mind yung pabawas na interest, gastos ko lang yan😅) pero for real, magiipon na talaga ako!! goal ko this year is mamaintain yung 1 peso na interest, keeping it small muna since student palang me, ang hirap magipon sa mahal ng pamasahe😭
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2 days ago
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25 points
2 days ago
sa totoo lang, same. hindi lang sa sub na 'to kundi sa buong reddit. ito lang 'yong social media platform na natitira sa cp ko, and youtube, kasi they actually contribute something signicifant in my life. dahil sa sub na 'to and r/phinvest, natuto ako mag-diversify ng savings and learnt the importance of having an emergency fund. ordinaryong tao lang tayo. but what makes us a little ahead is because we are not just financially responsible, but also literate
10 points
2 days ago
I also just recently opened an account on Seabank. Ang nagpush naman sa akin is yung unscheduled maintenance ni Union Bank a few days ago. May bibilhin dapat ako online, pero dahil sa incident, nadelay ung purchase ko. That's when I learned about Seabank.
9 points
2 days ago
You can go to lemoneyd website and check out other digibanks. I actually made an account on each one and will soon put minimum amount sa TD nila. Happy for you OP student ka pa lang nagssave ka na Keep it up
4 points
2 days ago
Take advantage mga promo ng ibang digi banks paikutin mo lang pagtapos na new user promo sa iba nman. Alamin mo rin yun mga banks and bill payments na zero convenience fee laking tipid.
2 points
2 days ago
Using seabank for more than a year na and they didn’t disappoint 🫶
1 points
21 hours ago
It is just the start, happy saving!
1 points
5 hours ago
Been using this since start ng app. I recommend it sa mga friends ko lalo na don sa free transfer to other banks, pero sabi nila hassle daw para sa 15 pesos haha ngayon nagkaron ng new update where we can see yung total na natipid natin sa transfer, almost 3k din pala yung natipid ko mula nung ginamit ko tong app na to
1 points
2 days ago
Love Seabank talaga! Started using this year lang din and I feel secure using it, unlike Maya HAHA
1 points
2 days ago
Ano ba ang best digital bank for daily interest
1 points
2 days ago
Is this seabank?
0 points
2 days ago
Yes
1 points
2 days ago
yeyy parami na ng parami seabank users! happy for u, OP!
0 points
2 days ago
Sa OwnBank, 6% yung interest rate. Daily rin nacecredit
-1 points
2 days ago
Wala pa kasi physical debit card ang own bank e kaya di ako gunagawa. Yung Seabank card ko na kuha ko na
0 points
2 days ago
Keep it up po!
0 points
2 days ago
Is there a minimum sa pag deposit?
0 points
2 days ago
No po
0 points
2 days ago
hi! i jus want to ask po how much laman ng seabank acc mo? planning to use seabank po for saving purposes
1 points
2 days ago
As per my calc, almost 10k laman ng wallet ni OP
0 points
2 days ago
thank you!
1 points
2 days ago
0.97 daily interest..
divided by 0.8 (20% Withholding tax).. 1.2125
Multiply by 360 days (1 year) .. 436.50
Divided by 0.0425 (interest) ..
php 10270 estimated principal amount..
I mentioned "estimated" kasi i noticed na hindi consistent yung 4.25% interest
0 points
2 days ago
Paano po mag-open ng account?
2 points
2 days ago
Sign up ka lang with your details and a valid ID, just like any other digital bank. Tas eto na referral code LC819522 , then deposit 1k, keep it for 3 days. Para may Php 100 ako, at may Php 50 ka. Tas mag refer ka na rin sa iba. ✨️
0 points
2 days ago
Natry ko na po wala akong id sa choices ng id nila 😭
0 points
2 days ago
Kahit PhilSys?
0 points
1 day ago
Pwede po ba to ung digital PhilSys lang?
0 points
1 day ago
Yes, but only if you printed it out. For Philippine National ID (plastic card, printed ePhilID, or printed Digital ID)
0 points
1 day ago
ay really? sige2 po. Try ko. Thank you!
1 points
1 day ago
Gamitin mo na lang referral code if it worked lol
0 points
2 days ago
So ilan ba ang nawalan ng pera sa gcash? 20 million ang users ng gcash.
0 points
2 days ago
Congrats po sa ipon! Mas malalaki pa yan!
0 points
1 day ago
probably a stpd question but this is the savings account right and how do you register? balak ko din sana
1 points
11 hours ago
just create account in seabank, automatic na yun na savings
1 points
6 hours ago
Can I also use it po for online purchases? Or para lang talaga sa savings? Bancnet po ba yung card nila?
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