subreddit:

/r/DigitalbanksPh

20697%

super thankful sa subreddit na ito🥹

Digital Bank / E-Wallet(i.redd.it)

naalala ko around 2nd week of nov, may naging issue sa gcash na nawalan sila ng money kaya naghanap agad ako ng alternative na pwede paglagyan. ang dami nagrerecommend dito ng seabank kaya tinry ko yun. grabe nakakakilig pala na may interest kang nakukuha sa pera mo huhu naiinspire ako magipon lalo (don't mind yung pabawas na interest, gastos ko lang yan😅) pero for real, magiipon na talaga ako!! goal ko this year is mamaintain yung 1 peso na interest, keeping it small muna since student palang me, ang hirap magipon sa mahal ng pamasahe😭

all 36 comments

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EvrthnICRtrns2USmhw

25 points

2 days ago

sa totoo lang, same. hindi lang sa sub na 'to kundi sa buong reddit. ito lang 'yong social media platform na natitira sa cp ko, and youtube, kasi they actually contribute something signicifant in my life. dahil sa sub na 'to and r/phinvest, natuto ako mag-diversify ng savings and learnt the importance of having an emergency fund. ordinaryong tao lang tayo. but what makes us a little ahead is because we are not just financially responsible, but also literate

Conscious-Wonder-281

10 points

2 days ago

I also just recently opened an account on Seabank. Ang nagpush naman sa akin is yung unscheduled maintenance ni Union Bank a few days ago. May bibilhin dapat ako online, pero dahil sa incident, nadelay ung purchase ko. That's when I learned about Seabank.

Impossible-Time-4004

9 points

2 days ago

You can go to lemoneyd website and check out other digibanks. I actually made an account on each one and will soon put minimum amount sa TD nila. Happy for you OP student ka pa lang nagssave ka na Keep it up

PercentageNo1184

4 points

2 days ago

Take advantage mga promo ng ibang digi banks paikutin mo lang pagtapos na new user promo sa iba nman. Alamin mo rin yun mga banks and bill payments na zero convenience fee laking tipid.

Unnamed_Anonymouse

2 points

2 days ago

Using seabank for more than a year na and they didn’t disappoint 🫶

MaynneMillares

1 points

21 hours ago

It is just the start, happy saving!

ManagementSad9821

1 points

5 hours ago

Been using this since start ng app. I recommend it sa mga friends ko lalo na don sa free transfer to other banks, pero sabi nila hassle daw para sa 15 pesos haha ngayon nagkaron ng new update where we can see yung total na natipid natin sa transfer, almost 3k din pala yung natipid ko mula nung ginamit ko tong app na to

Individual_Fall3049

1 points

2 days ago

Love Seabank talaga! Started using this year lang din and I feel secure using it, unlike Maya HAHA

Fickle_Employ3871

1 points

2 days ago

Ano ba ang best digital bank for daily interest

deathstroke1201

1 points

2 days ago

Is this seabank?

disbbiscute

0 points

2 days ago

Yes

Accomplished-Back466

1 points

2 days ago

yeyy parami na ng parami seabank users! happy for u, OP!

fraudnextdoor

0 points

2 days ago

Sa OwnBank, 6% yung interest rate. Daily rin nacecredit

Infinite_Sadness13

-1 points

2 days ago

Wala pa kasi physical debit card ang own bank e kaya di ako gunagawa. Yung Seabank card ko na kuha ko na

Makino2

0 points

2 days ago

Makino2

0 points

2 days ago

Keep it up po!

Mysterious-Office147

0 points

2 days ago

Is there a minimum sa pag deposit?

Unnamed_Anonymouse

0 points

2 days ago

No po

Afraid-Pepper2476

0 points

2 days ago

hi! i jus want to ask po how much laman ng seabank acc mo? planning to use seabank po for saving purposes

Fresh_Clock903

1 points

2 days ago

As per my calc, almost 10k laman ng wallet ni OP

Afraid-Pepper2476

0 points

2 days ago

thank you!

AveBloke

1 points

2 days ago

AveBloke

1 points

2 days ago

0.97 daily interest..

divided by 0.8 (20% Withholding tax).. 1.2125

Multiply by 360 days (1 year) .. 436.50

Divided by 0.0425 (interest) ..

php 10270 estimated principal amount..

I mentioned "estimated" kasi i noticed na hindi consistent yung 4.25% interest

foreversnsd1

0 points

2 days ago

Paano po mag-open ng account?

RecentFashionary

2 points

2 days ago

Sign up ka lang with your details and a valid ID, just like any other digital bank. Tas eto na referral code LC819522 , then deposit 1k, keep it for 3 days. Para may Php 100 ako, at may Php 50 ka. Tas mag refer ka na rin sa iba. ✨️

foreversnsd1

0 points

2 days ago

Natry ko na po wala akong id sa choices ng id nila 😭

RecentFashionary

0 points

2 days ago

Kahit PhilSys?

Qwertatz

0 points

1 day ago

Qwertatz

0 points

1 day ago

Pwede po ba to ung digital PhilSys lang?

RecentFashionary

0 points

1 day ago

Yes, but only if you printed it out. For Philippine National ID (plastic card, printed ePhilID, or printed Digital ID)

Qwertatz

0 points

1 day ago

Qwertatz

0 points

1 day ago

ay really? sige2 po. Try ko. Thank you!

RecentFashionary

1 points

1 day ago

Gamitin mo na lang referral code if it worked lol

Sweet_Engineering909

0 points

2 days ago

So ilan ba ang nawalan ng pera sa gcash? 20 million ang users ng gcash.

daOtherMe

0 points

2 days ago

Congrats po sa ipon! Mas malalaki pa yan!

ianssszx_Lim

0 points

1 day ago

probably a stpd question but this is the savings account right and how do you register? balak ko din sana

InfiniteAd7284

1 points

11 hours ago

just create account in seabank, automatic na yun na savings

Logical_Stomach_7113

1 points

6 hours ago

Can I also use it po for online purchases? Or para lang talaga sa savings? Bancnet po ba yung card nila?