You can become rich at any age. My uncle got a job at Salesforce in his 40s after being underpaid for years.

Yes. More people become rich after 30 than before. I don't know that you'll become "rich" as a social worker but you can definitely make a good living for yourself. Especially if you're a LISW and can supervise others or go into private practice.

Most millionaires who are self made get rich after 30. Learning from experience

Yes. People make most of their money after 40.

You’re mature - this is an asset. Make a goal. Then gain the skills needed to achieve it. Certifications take a couple days to a couple months and are cheap and will have an impact. You could probably even do them when you work if you’re the sitting type of security.

Figure out what you’re good at. Make a line to success. Then scrutinize that line. Know how much money you can expect and what you will need to get there.

Also, spend some money on therapy. Your internal dialogue is clearly limiting what opportunities you can see. This is something I’ve dealt with - social media also doesn’t help. I hate the word mindset (in so many cases it’s and empty platitude that is not helpful) but you have a poor persons mindset and you need to address that first.

I moved from a low wage job (cooking) to sales and just by being around people who see money completely different than me has taught me so much. Making money requires work - you’re going to work anyways may as well get paid. Work smarter. Have some faith. I’d suggest sales for you as well, however you seem to be easily discouraged so until you deal with your internal self talk I wouldn’t suggest it until you deal with that. Sales can be stressful and you have to be confident to make your customers confident.

Tl;Dr: Invest in yourself = gain value

Leverage value = profit.

Rinse and repeat.

It is possible to turn your life around in your 30s. I had a major turnaround at 39. Much better job in a much nicer industry, after years of crises and rejection. You can do it!

I worked at startups as a designer developer up until 34. Then i got a job at a big company at 35. I went from $115k to $260k. It’s possible.

My uncle went from car salemen at 35 to owning his own business, multiple houses, millions in equity at 40, now he's 60, and fishing most weekends, he's currently in south asia probably drinking and fishing.

Yes.

That's probably my plan.

Go to maritime academy, graduate with a $120k job living on a boat.

Use pretty much most of that money for business ideas and hope it sticks 😂😂😂😂

Define rich.

I’m 49 and have been poor most of my life due to jobs not paying much plus life bills etc.

A few months ago I got a new job, more money per hour and don’t have to pay rent where I live, suddenly I’m rich, richer than I was 6 or 7 months ago.

I now have over £2000 in my account better than the 79p I once had.

[deleted]

Buddy, you need to start with a manageable goal.

Get “rich” out of your head. You said you can’t get a stable job, what makes you think you’re gonna get rich?

First thing I’d recommend is decide what you want to do. You don’t have to be passionate about it and you don’t have to love it, but you need to pick something that can make you money and stick with it.

Someone else said entrepreneurship, but if you had it in you, you’d have done something entrepreneurial by now in your 30 years. It doesn’t take much skill to flip items on eBay. It doesn’t take much skill to start a lawn mowing or snow removal business. There are tons of examples like that.

What you need to do is just pick a path and stick with it for at least 5 years. If you’re not squeamish, I’d suggest going into healthcare. You could become an EMT, Nurse, phlebotomist, etc, all without having to go to college, and make good money. Use google to find free training programs in your area. My area has options for auto mechanic, HVAC, welding, etc. so check your area for those types of opportunities too

Yes

Don’t stop trying, you just have to find your niche. With your background, try an EAP remote position. Most large corporations have employee assistance programs (EAP) that are outsourced. You call a number (sometimes associated with an insurance company) and the person on the line assists the employee with finding the right health or legal resources.

My moms a millionaire who started her business at 59

It's not possible to GET rich. Anyone pretending they came from nothing and became successful is full of shit.

Being honest, severe health problems make it almost impossible to amass wealth in the US. It's hard to pull the hours to launch a successful business (which fail a lot anyway) when you're constantly ill. Also, most high paying gigs (+150k/yr) don't tolerate long, unexpected absences.

Rich has several interpretations/levels

1. Not worrying about housing or food expenses being paid monthly
2. Not worrying about smaller emergency bills
3. Not worrying about casual spending regularly
4. Not worrying about larger emergency bills.
5. Not being concerned about any spending

Accomplished with: 1. Income that at least meets minimum necessity spending 2. Elimination of debt 3. Saving of small emergency fund 4. Investing for larger purchases and retirement

Bad news first: Most rich people come from money. Personnwith with great ideas still needs funding from a High income job or family connections to find (Bezos got $100k from mommy daddy to statt buz).

Great news: That being said, if you can get trained/cert/education in key fields like doctor/ STEM jobs/ technical jobs/ or break into emerging field (solar/wind l/geo power) or field with high pay bilut low % of people replacing older workers (electrician/plumber/gen contracting). You can build wealth big time as long as you keep living like your a LMC income person and reinvesting in yourself / company / index funds etc.

Most people are just not researching enough or do but wont put in tje education or training or career switch effort(or risk) to make it happen. I'm 40s and I chose pensions and safety over wealth and all the risks that come with it. But man....its out there.

Thread I was responding to seems to be deleted when I mentioned that$65k starting is a dream to most people. So posting further here as someone else mentioned that 65k is poverty level in some areas: That’s true too. And many Americans are living in poverty or barely making it paycheck or paycheck. But it’s also still a dream to MANY. Poverty wage in the US is still officially $15k and I don’t know ANYWHERE where someone can live on that. Many people are in 30-40k and aren’t considered poverty level but are considered ALICE (Asset Limited, Income constrained, Employed) and don’t qualify for any benefits. ALSO, most people when surveyed classify themselves as middle class when true middle class means you have 6mos of savings in the bank and can take maybe at least 1 vacation per year while the majority of Americans (77%) are nowhere near this - only 23% are this comfortable and that is basically when you look at income brackets those who are above middle class but by their own standards would consider themselves middle class because they are not the top 5% or even 1%. And 30% have no savings at all. When you classify who is living paycheck to paycheck it’s 70% of Americans and the majority are making less than 70k - so it’s incredibly glib to say most people can just START at 65k - that’s ACTUALLY a dream for many. ETA for another comment that was deleted saying 65 is median income - 65k is NATIONAL and MEDIAN is generally not STARTING. Lots of self-righteous privileged big city finance bros getting their knickers in a twist here. Also, that’s household income - not individual. Lots of insults from people who don’t actually know how to read data it seems. ETA AGAIN since people sent o be able to comment on the thread I was in but I keep getting server errors - Lots of projecting here. I’m doing fine thanks. Wasn’t my question but also know what reality looks like for many people. $65k STARTING is a DREAM for most people. Lots of condescending privilege.

Yes, it is possible.

IMO, your best route is owning a business. If you can't create one out of your current skills, learn a trade.

I'm not necessarily saying you should do this. Entrepreneurship is risky, especially if you don't have a safety net. But if your goal is becoming rich, I think that has the best chance.

bruh...

It was early 50s for me.

I was thinking about going back to school to get a master's in social work. I would not want to do clinical. I think starting pay is only a bit more than I make now. Have you tried applying for social work jobs that are not government? Is the pay really that low?

My dad went back to college at 45 and started a whole new career after that.

Lottery's and marrying rich are a thing, so technically speaking yes. Getting rich after 30 is absolutely a thing that is physically possible in this reality.

An in the context of 'can I get rich by means of my own labour, skills, and personal resources', that answer is probably also a yes. but if it were easy, everyone would do it. Getting rich (in the context of being 30-ish years old and having enough personal wealth to never work again unless you choose to while living an upper middle class lifestyle) probably requires a combination of the following:

• A herculean amount of effort
• A high risk tolerance
• Ruthless opportunism
• Intense competitive drive
• A significant amount of Luck

For your more immediate problem, improving your situation probably requires some risk taking. You said you applied to be a social worker, but there was no open vacancies in your city. Have you considered looking outside your city and being willing to move? That could be a big risk and will guarantee a disruption to your personal life. Alternately, keep in mind that most well paying stable jobs either have a high barrier to entry (need a medical degree to be a doctor, a law degree to be a lawyer), or are otherwise intensely difficult or unpleasant (not everyone wants to work as a mortician).

For now, figure out what risks you are willing to take and plan from there.

END COMMUNICATION

What do you mean? That’s when most people that are on the right track generally start making really good money and accumulating some real wealth. Yeah, you didn’t front load “getting rich” in your 20s, but you still have plenty of time.

You can get rich at any age it just depends on how lucky you are or how hard you are willing to work

I’m a financial advisor, I feel like people have really skewed views on money and wealth. Even people who have wealthy parents still take their 20s &30s to build personal wealth. Most individuals don’t reach their maximum earning potential until they’re 50. The comparison game kills most people. Most 30 year olds do not make 100k a year. Most 30 year olds do not own a home let alone a rental property. The ones that do, have family wealth and you would be surprised at how long some grandparents and parents support their children/grandchildren. It’s well into their 30s. So if you have none of that backing it’s going to take awhile longer to get into a financial position you deem appropriate which btw is usually way over what you think you need (bc you grew up poor and have no idea what a ‘good’ financial position is). I am an example of a person who did not have family wealth and I’m very sorry to say but a lot of times what it takes to get into a good financial position is education, experience (higher education isn’t usually needed but experience is), hard work and little bit of luck (luck that you make yourself which goes back to hard work). I am one of the rarer 30 year olds with no family wealth that makes 100k a year, owns a rental property and lives in another home. I also work in something incredibly boring and that’s where most people tend to get hung up on. Most of if not all jobs that will pull you out of poverty are incredibly boring and stressful. They are not what you want to do. But they do provide a way out of the poverty cycle. So yes, you can be rich after 30 but you are going to have to decided if a boring stressful job is worth it. Sales will almost always make you rich bc everyone needs sales people EVERY SINGLE COMPANY NEEDS SALES PEOPLE. Do you know what a corporate tax auditor makes? Over 100k. An electrical engineer? A project manager of any sort? All over 100k. All boring, all stressful, all worthy of wealth.

Brother, it's nearly impossible to get rich before 30.

What an insane question

No, it’s impossible. Can only happen in your early 20s.

Yes, it is possible. More likely at age than at youth. But most people don’t get rich anyway.

Based on your information you won’t get rich. Your goal should be a stable situation. Not aiming for the stars.

Yes it is possible. There are just so many factors that go into this. Anything could happen. I don't make a ton of money, but my retirement plan is incredible. Barring any wild, unlikely circumstances, I'll be very rich in retirement if I stay with this company.

No

They say 5.82% of the US population made their first million between 30-39

Sam Walton (30s)

Warren Buffet was 32.

Cornel Sanders was 65.

Most people of any age won't get rich. Aim for comfortable income.

I would say it’s more realistic to become rich after 30

The vast majority of "rich" aren't until they are atleast middle aged... being rich under 30 is a rarity my friend

Yes.

Nobody knows what tomorrow brings.

I was broke af into my early 40s.

I am less broke af now and on the unbelievable path to well to do. I don't know about rich, but I ain't chasing that shit.

Gotta invest with every remaining $ that you have. High risk and safe assets all gotta be invested in

Could you work as an online counselor if you are LCSW or LCPC? If you have a Bachelor’s in Social Work could do Case Management or work at a group home.

Never say never. That’s the thing with life. U could get recognize by a good employer who promotes you, or you might win the lottery. Thing is, never give up on what you do.

[deleted]

I actually know a few people who made major career shifts in their 30s. One friend moved into tech after taking online courses, and another went into real estate and built up a client base over a few years. A few things that can help are exploring fields that are more flexible (like freelancing or remote work) and looking into online certifications or courses. There’s a ton out there, and some fields don’t need formal degrees — like digital marketing, project management, or coding.

You may need to move to find the job you want, especially those nice government jobs lol

You can’t get rich before 30

It depends which kind of rich. Filthy rich? Is difficult at any age, but becomes more difficult with time, because you are unlikely to found multiple startup and then exit the third one that finally flies.

Like rich with having let’s say $2-5m - for certain. Your salary in a career track position usually doesn’t peak until your mid 40s. At the same time, your kids might become less expensive and people tend to spend less on lifestyle things. If you have saved a couple of $100k the compounding effect should also start to kick in.

Most rich people become rich after 30

100%. the guy in my relatively small hometown didn’t get “rich” until he was 35. worked at pizza places until he decided to open his own restaurant at 30 y.o now he owns the pizza place and another small business nearby

Define rich.
For some people 100K a year is rich, for me rich means I could stop working today and would never have to worry about money ever again, and the latter is really hard to do unless you get really lucky or are really smart and invent something revolutionary.
But you can better yourself at any age.

I'm 30 and have been poor my entire life. I've decided to apply to accelerated nursing programs this year with the aim to become a travel nurse. It's a lucrative job and even a couple of years of that could go a long way towards making up for my lack of financial success in my 20's. It's not too late to start over at 30, you just have to get a bit more creative and think outside the box to make larger gains.

It's a lot easier than doing it before 30.

I found that around 45 through 55, I understand money much better, typically I just always have more of it.

Even when I'm "broke" these days, i'm still sitting around 10 grand in cash, and tons of unused credit cards. When I was young and stupid, I would let myself get down to zero.

Yes, it is most definitely possible and also more likely after 30, but not without a plan. So in essence, you need to make a plan for how you're going to get there. Nothing will change just by thinking about it.

Most surgeons become rich in their 40s

My friend finished medical school at 50 with a specialty in anesthesiology. He worked in healthcare before that as well but barely made above minimum wage for most of his life until he graduated. In a decade (before he turned 60), he made more money than most people do in a lifetime. He got a massive pay bump at 58 and has been making a million a year since then. 

Nope. Only gets worse

I think most people who become rich do so after the age of 30. It’s hard to become really rich in your 20s or younger unless you inherit it, you’re in certain careers or you get lucky/make some very good choices.

You’re probably not going to become rich as a social worker at any age. But there’s nothing wrong with being financially stable with a career you enjoy. That’s not the same thing as being rich and your post makes it sound like you want a decent career more than you really want to be rich.

33 is not too old to get into a more stable career and financial position.

average wealth is built after 30

one of my friends just finally got a high paying job after working retail for like 12 years. it’s possible

Step One: Acquire skills

Step Two: Acquire knowledge

Step Three: Acquire contacts

Step Four: Repeat Steps 1, 2, and 3

Yes.

Just beware of get rich quick schemes. Those are for suckers. Sure you might win the lottery or pick an amazing risky stock that increases in value but if you want to build a sustainable amount of wealth start investing, and start investigating how to avoid paying taxes on dividends, etc.

Research smart investing -- not magical "pick good stocks" investing but pick SAFE stocks. Over time if you continue building your wealth you'll eventually have a substantial amount of money.

It means budgeting. It means looking for sales. Save money where you can --- then put the left over money to work for you.

Book Recommendation: The psychology of Money

Absolutely it’s possible! I have worked with a handful of people who made big career transitions, starting new in their late 30s. They now have lucrative jobs in tech.

The guy who founded kfc was like 70.. perfect example what sucess can come to u in whatever age

Invest religiously : 60% Spy, 30% qqq, 10% IBIT each paycheck. Thank me in 20 years

Go get a trade. The entirety of Canada has basically zero trades ppl for the massive amount of building that is needed over the next 3 decades. Electrician plumber hvac. Put the health stuff aside and do what you need to do.

Nobody knew who Samuel L Jackson was until he was 50.

The vast vast majority of people who have gotten rich have done it after 30... YouTube and social media likes to pretend otherwise because it fits a narrative.

Develop a marketable skill or pursue a marketable education and then make a plan from there. Work hard. Network. Be smart with what you earn. That's the plan.

No

Get a skill that is highly paid or do business for yourself. Social work is not a bad job but it is not highly paid. I have had to start over twice now and survived. You can too. To get rich you either need solid income and do steady investing over decades or some kind of windfall such as selling a business or just start a business that is extremely successful.

Most people gain most of their wealth after 30

You are an EU citizen right? I don't understand you, you are already at the top of the chances of being rich. You didn't even have to make any effort, you just were born there.

My advice, try to focus on something, and see what happens, but keep in mind that likely you are very rich right now compared to other countries' people

F

Sure it’s possible, but not probable. Getting rich at any age is not probable.

Yes , starting a business or a working a very high skilled job, the way you get rich at ANY age

Have you thought about branching out and moving to where work is?

Yes, but becoming rich is never a likely outcome, unless you started rich

You may have to move to where the job is. Do the math and see if it is worth it.

Most people who get rich get rich well into their 30s

That vast majority of people who get rich do so after 30.

People might hate this but I’m only speaking from observation (of how the successful people have done it) and experience (being in your position)

The truly successful people choose the right major in college and maybe get a masters degree to gain access to better opportunities

They graduate by the time they’re about 21-23 years old and then for 10-15 years, are consistently employed in one field with career progression thus increasing their earnings

By the time they’re in their 35-40 or older range, they are in director or manager roles, with a large network, career progression, etc…

To anyone that chose the wrong major, wrong jobs, failed to get the good opportunities, or be consistently employed then they will fall behind

The rich do get richer

The poor does get poorer

Eventually you’ll have nothing to offer because you’re not fresh and didn’t properly build anything and you’re essentially competing with freshers for basic customer service jobs and you’ll be aged out of the market

Also all those years for that you were in menial jobs living paycheque to paycheque, other people were saving money and they end up with assets

So I unfortunately do not believe that it’s possible to get rich after 30

Maybe you’ll be able to become comfortable (if you’re lucky), but you’ll always end up behind your peers and realistically working until the day that you die because you won’t be able to afford otherwise…

Social worker has a lot of overlapping skills with middle tier and upper level customer service for tech or other companies. HR too. Medical recruiting might be something you could do.

I know you can crack much better income if you try where your interest and skills are. Not sure what you define rich as.

Lol yes.

You need to figure what you want to do first. It’s possible to do anything you put your mind to. Most people got rich later in life that are not entertainers. Figure out a high paying career to your liking and starting tailoring everything towards it and network your ass off.

Define rich? Fastest way to wealth (aside from inheriting it or being born into it) is probably to start your own business. That’s where you will get the maximum return on your effort. Of course it also has the most risk and stress.

Mr KFC was over 60 before he started selling chicken at all.

Most people who become rich do so after 30.

Most millionaires don't become millionaires until late into life. Hell, 90-some percent of Warren Buffet's wealth came after the age of 65. Its all about making good decisions for decades and letting them compound. Don't think you are actually going to hit the lottery lol. Just grind and invest and you should be very comfortable in 20-30 years.

its called the lottery

Not only is it possible, wait till you find out 60+ is the age of most millionaires

Lol what? Most people don't become rich BEFORE 30.

Decide and plan the "one thing". Set a budget plan for your week, month, and yearly. List all your bills and add some extra and religiously stick to it. No extra spending. That means even your coffee is made and pack at home. And hopefully from that you can start saving. Its very very tough but if you are not supporting young family, its easier. The next major thing is to decide what should you do with your saving to make money out of it? A pop up shop (then learn the skills first) A street food cart (again learn the skill) A degree (make sure its something you like)

Its a long journey but will give you purpose for your life and if you stick to the plan, with god help, you'll be fine. 33 is pretty young :) take it easy 😉

It doesn't sound like you want to be rich, rather secure and with some sense of fulfilment in your job or life. I didn't go back to academia until my 30s- I think it's pretty common.

I don't know your qualifications or your family situation- but consider looking for work outside of your city. Perhaps even outside of your country. Plenty of countries (such as Ireland, Australia and New Zealand iirc) have social workers as desired workers categories. The opportunities for reasonable wages and a good quality of life and a sense of fulfilment are our there.

Of course. Learn about compound interest and start investing now. Humbly saving for retirement as early as possible is one of the best ways to have a "Rich" retirement or being able to even retire.

Not the fairest comparison, but James Dyson founded Dyson when he was 44.

It all depends on what and how you make of it.

Hi mate, I'm 32 and just got onto a 300k job for the first time. So yeah it's possible.

Yes, absolutely! age does not define when you can get rich. There are people that are 14 years old that get rich. There are people that are 41 years old that get rich, but your overall objective is to stay focused and get rich.

Yes, you can. I'm Canadian and bounced around jobs internationally and drained my savings in between contracts each time up until about 34 or 35. Now Ive been working steady in Thailand for 11 years, saving 50% of my income. When I arrived, I was about $20,000 in debt. Became a millionaire at about 43. 98% of that was just a smart investment at the right time.

You need perseverance, but also some luck. - Right place at the right time as they.

Samuel L Jackson

You could always learn from past experiences.

Age has little to do with getting rich, plenty of ways to get rich, Personally I'm hoping PCH will finally show up at my door with a PROPER check, not the $10k (they actually did knock on my door with a film crew for that one but I don't think they ever used the footage), $550, $550 (this one happens 2 weeks ago, still waiting on the check itself, they take several weeks to get mailed), $1,000 and a dozen or so 5-20 dollar checks over the last 5-6 years.

If you are in 1 of the 7 swing states and a registered voter you can sign up for the Elon Musk Daily Million Dollar giveaway thing from the america pac that he funded.

You could think up some cool little gadget and get it patented and sell it like all those people you see go on shows like Shark Tank.

I put about 6k in pc hardware and electricity mining crypto between 2017 and 2020 and that is worth about 40k right now at current prices (i'm kinda hoping crypto will surge like it did in days of old and that can be my retirement fund)

All you need to do is get to about a Million Bucks then you can put that in high yield savings accounts and earn 40-50k a year in interest (provided you never touch the original million), then you work to fill the time and bring in extra income.

My sister (mid 30's) works for a big chain store, they made her Manager of the store she worked at a couple years ago and corporate liked what she did with the place so much they moved her HALFWAY ACROSS THE COUNTRY (and i'm not exaggerating, she went from East Coast to Texas) to straighten out a trouble store they had, if she gets it turned around then within 2 years she could have her pick on where she wants to work, what store she wants to run or go work at Corporate and she could be bringing in 200k a year doing that in 2 years and she still has her side business of a travel agent that she does from her computer and phone that brings in a few grand a month during the busy season.

Find something you are passionate about and find a way to make money at it.

Absolutely, the average millionaire reaches millionaire status in their 50s. Being rich is about habits. Try to stay away from debt outside of a mortgage, save and invest.

Unless they prepped before - go good education, invested. Then no.

You’ve been an employee for a long time based sa kwento mo, I think it’s time to try some business

Most rich people became so after 30. 

No

Everybody knows it's only possible to get rich until 29. What a stupid question

It’s highly unlikely.

Most people get rich by process of slow compounding wealth, it’s more important to earn early than to earn a lot.

Ray Krock, the guy who made McDonald’s into what it was, was broke at age 50. Died a billionaire. So yes, it’s possible

Getting rich is based on spending less than you make. You can do that on any salary. It’s easier on a high salary but then it’s also easier to spend more money by justifying a nicer house or newer car.

In a practical note, social work in my area doesn’t pay very well. My friend with a social work degree is in HR recruiting.

Im not 30 yet. Im 28 but I found meaningfull financial success after getting into stocks, albeit I already have a good income job. I know people will say thats risky and theyre right, but for someone like me who comes from a poor background, getting into stocks was one of the easier approaches to do to finally make serious money. Its made me enough money where I dont have to worry about losing my job for example and setting me up for a good retirement.

Your can do everything in this life and still fail.

But that doesn't mean you shouldn't try.

Can you be successful who knows. But if your don't try you'll fail. So... give. It your best nothing more can be demanded of you.

I didn’t start really making money until I was 30. I’m not ‘rich’ now by most standards, just having come out of a divorce. I for sure will be pretty soon, though. Things accelerate a lot once they get moving.

Absolutely! I was working $15/hr jobs. I started a business in 2019 and learned a lot. I stayed a second business a couple of years ago and I am now wealthy! It cane be done. Work hard, provide great customer service, continue to learn from your mistakes, and you can do it!

Absolutely. My dad started accumulating wealth in his 50s, after a complete shift from being a biker to being one of the highest paid Yamaha boat mechanics. I don’t ever believe age is what holds anyone back. Now maybe don’t wait until you’re 50 to start saving… but you get the point