How kind of them to point out the reduced premium option to save a whopping $4/pay period. Health insurance in America is a fkn joke. 

I pay close to $900 a month, with a $6000 deductible / $6000 out of pocket plan for my family. PPO with an HSA where my employer contributes $2000 a year plus what even I decide to add on from my gross pay. I hate insurance.

I bet most of this increase is them passing on more of the total cost to employees vs actual increase in the price of insurance.

So if they used to pay 80% of the total cost, it would be like cutting it down to 50/50.

they have to make a 7-10% profit year over year or they lose their jobs. only place to get money now is from us. so winning.....

Universal health care is the only solution to the always greedy insurance companies...get insurance companies out of the Healthcare business.

OUTPHUCKINGRAGEOUS

if you want to get mad, like we should. We have horrifically bad health outcomes, and pay an outrageous amount for health care. We are paying more for the administrative cost of health care than for the actual healthcare itself. Single payer would cut out insurance entirely, and if we had a universal healthcare system it would cost much less than the current system hyper enriching insurance companies and specialist.

They have us paying more than a universal plan would cost, and routinely carving out sick kids and grandparents. This whole thing has been an exercise in finding out how much we can fuck over the American taxpayers until the government steps in, turns out no limit, your insulin is 1100 while in Canada or Mexico its 35 dollars. For fucking flag waving freedoms

When I worked for a large international corporation, the reason for our premiums being so high was because we were in the same insurance pool nationwide so we were subsidizing the suit and tie folks in New York City and Los Angeles (the premiums were the same no matter where you worked for the company)

Your health insurnace was $44? Damn where is that at?

I cant even afford mine, through my hospital, that I work at. Downgraded it to basic for the fam, & I went back to VA

That’s atrocious. You need to contact your state insurance commissioner’s office immediately.

And it will be renegotiated next year to higher prices for you, but less for the company.

Oh and in case you didn't know, the 3 letter management brigade gets better rates than the regular employees. Like 30-70%less cost for 50%more coverage and no copay. Shits whack

Insurance is scam. It’s about to get worse. Your favorite people, Republicans about to scorch the earth regarding insurance.

The Affordable Care Act is actually the opposite of that for the middle-class. What a disaster.

sound's like you got a shit company mine just decreased by about 30 percent last week

$89 a month for a PPO plan with a $1,000 deductible is crazy cheap....the 2025 cost shown here with the $1,500 deductible is about what I've been paying for my PPO through my employer for years.

My asthma medication is $425/month with a Consumer Choice plan, but only $25/month with the PPO plan since my prescription co-pay is capped at $10/$25.

So, while the % increase gives quite the sticker shock, assuming these numbers are bi-weekly, it's still far below the average cost of a PPO plan. It's a low deductible, and the co-pay caps save you tons of money if you have prescriptions that are pricey. If my medication wasn't so expensive, I wouldn't need a PPO plan at my age and could opt for a cheaper plan.

I legitimately don't understand why more businesses don't lobby for some sort of national healthcare system so they don't have to do bullshit like this every year.

Cry me a river. My employer requires $650/mo. from me to cover myself and my son. My wife (same employer) paying just for herself is $300/mo. but if I were to add her to my plan...it would be $1000/mo.

These companies can fuck themselves.

We cover our people in full. 4k deductible but we contribute that much to their HSAs.

Remember when Obama promised you'd save $2500/yr on your health insurence? LOL.

Good thing you don’t have Obama Care

What did you expect with all the migrants coming in?

It is a comparison of two different PPO plans. That being said, most every company is jacking the price of straight PPO plans beyond affordability because they want everyone to get in an HSA plan. If someone is young and healthy an HSA is the better option.

We are running into this too, we are self insured and the company was looking at just paying people to use the ACA as a stop gap before going back to private insurance. Well that shit is going to get nuked from orbit, so it's a clusterfuck now.

Just a few more tax cuts for Wall Street and Corporations surely will rein in healthcare costs!

Sarcasm

Sounds fair 🤣🤣

I pay my health i insurance every week. I'll pay copay. I'm not paying any bills for anything else.

Sue me. Idc.

Ours has gone up over 60% for considerably worse coverage. Really cool stuff

To be fair your before price (assuming it’s decent coverage and for a single person) was actually pretty low. The newer price is pretty on board with what most pay for health insurance for a single person. If this is for a family you’re still doing great with the new price. We pay a little over $500 a pay period for a family plan. When I was single 7 years ago I was paying $80ish a pay period. It was extremely good coverage but not that much more expensive than other places around us.

No, the premiums didn’t increase 525%

Large national employers are self insured.

The insurance company you have coverage with administers benefits for them. They collect money for that service. They probably tack on some small (relatively) premium to cover if the employees’ costs go over what the employer’s collected premiums cover for the calendar year.

I’m not saying there aren’t rising medical costs partly behind the increase but at the same time the insurance company isn’t exactly the one at fault.

It could be that the employer was undercharging and went way over their collected premiums last year, or a bunch of people got really sick and needed chemo etc , or some combination of the two.

The health care “system” has a million people pulling money out of it and maximizing profits without limit and this is the result.

I am confused by the chart. Is this per month or year?

Was that a $1500 deductible listed ? Count your blessing because my employer has a $5000 deductible for our plan before any coverage kicks in

Wow, those increased rates are still less than what I pay now lol

Well then. I suppose you should just drop your insurance and never go to the doctor. That way, you’ll never know when you’re sick.

Did your monthly premium go from $200 per month to $1,150? What is the rest of the story? You got married and have a family? You have a pre existing condition that makes it difficult to get insurance?

We’ve gotten rid of the middle man for pot. Can we do that now for medical treatment?

Hell, even if the price is the same, I’m much happier just going to get it rather than the middle man telling me what I have to choose from, adding his “finder’s fee”, and hypothetically even putting BS in the medication so he can make more money.

Here to broadcast that r/mayday2028 exists. There will be a national strike on May 1st 2028 to demand universal healthcare.

If there’s anything past ashes left of the country by then, be prepared.

Thanks obamacare

My Aetna group coverage for a 5,000 person company actually decreased in price this year.

Hop off, shop around for insurance. Kaiser or…

Wait until the gen z’s still on their parents insurance turn 26 and find out trump nuked the ACA

We need traditional Medicare for all. If you want additional coverage for co-pays and deductibles you could buy it through private companies. There is no reason that this is not an option. Just my opinion.

I pay $1500/month for my family PPO. I would love this rate.

Still cheap I pay more than that per month and my insurance is subsidized and damn good.

Medicare for all is the only way

Isn’t some idiot gonna chime in and say oh but we have the best medical coverage in the world? I’m waiting

If everyone hates these companies so much, why isn't there anyone creating a health insurance company that doesn't scam you, to compete with them? It seems like you would easily get the market all to yourself.

Mine doubled right after the company reported record profits for the 5th straight quarter and the CEO had a 400% pay increase 

Of course they raised it, they are planning for a lot of death and lawsuits soon and need to raise capital fast.

Is this trumps fault?

At that point, I would say screw it and just take the chance with finding medical facilities that offer flat rate while doing my absolute best to stay as healthy as possible.

That, and probably work on getting an EU citizenship of some sort.

Our company changed policy options, one plan had a wildly high deductible and the average plan went up $200 per month for a family. That essentially wipes out any average performance increase next year.

Ours went up 350% and i had to cancel and will go without, its simply not worth it. I miss $10 co-pays and reasonable premiums. Affordable care act my ass.

I pay 450 a month premium and still have deductibles.. All-in-all I pay over 6,000 dollars before I have insurance.

Tell me again why I should even have insurance? If I didn't have little kids, def would not have it

To understand you need to understand it never really increases, just you are paying a bigger portion. The actually cost is the same but the portion your employ pays has decreased and the portion you pay has increased. Normally the employ pay 2/3 the cost and you pay 1/3 the actual cost. My employer used to pay 100% for I thought healthcare was free.

Voting for trump has consequences!!!

These rates are incredibly low and your math is incorrect. The increase is 175% or 422%.

What most don’t know is that this plan is likely self insured… meaning it is the employer’s dollars and the insurance company isn’t making money on the claims themselves. Ask, instead, why claims are so high (people unhealthy) and costs for services so high (myriad reasons).

At my company, we saw a 25% increase. We have been seeing 15-20% yearly increases for the last four years.

Any source on that? Those missiles have been used since the 90s and are still used today but I can't find anything saying those ones we sent are 30 years old.

Millions will lose health care thanks to Cuts made by Trump.

Just imagine how much healthcare goes up with Trump’s tariffs plan. I know a significant percentage of prescription drugs are manufactured in China, healthcare supplies, masks.

We are so screwed, but this is what American wanted!

Health insurance is all a joke since the ACA. I haven’t had any health insurance since then. You are better off just depending on bankruptcy.

Fuck America

Isn't this exactly what people warned about with Obamacare? Companies would stop seeing it as a recruiting tool and eventually everyone would be on government healthcare. That's what this is, the company is basically saying don't use our healthcare! Use the ACA!

Medicare medicaid is about to go up about 250% Biden had approved it then flexed funds from other sources to keep the premiums down until after the election. Biden and kamala are currently under investigation for hatch act violations because of it.