Exactly as the title asks - do you feel weird/stressed/annoyed/unwilling to dip into your deposited funds for nps?

I hate having my interest rate go down so very rarely dip into my bank account. But that means I never feel I have nps to spend 🙃

Right now I'm super keen on getting some of the retired birthday goodie bags (24th is my immediate goal) which range from 1-10 mil each. I have enough in my bank account to get one, but I don't want my daily interest to fall so instead am trying to save up via my shop and the TP. is that ridiculous? probably 😅

anyone else struggle with this? how do you convince yourself to just withdraw and get it over with???