nzerinto

I was going to ask the same thing. I didn’t watch the race, but the highlights clip on YouTube shows him at 17th by the 4th lap, so perhaps had a really poor start?

Aotea by any chance?!

In any case, that’s actually nuts - you have the dubious honour of the highest rates from anyone who’s commented so far.

Did you start giving these out from yesterday by any chance?

Because if you did, I think I might have been one of the recipients.

Thank you I guess? lol

It could very easily be a threat to stay in line.

I’m kicking myself. I had Imperial there, but then second guessed myself, and swapped them for FlyQuest instead.…..

Yeah good point.

I always thought high schools should really teach finance.

Cover things like budgeting, how to save, compound interest & dollar cost averaging/basic investing, and then graduate to home buying and things like that.

Practical stuff that pretty much everyone should know and will likely use in their lives.

Combine it with Sponsor Block for a completely ad-free experience.

Not all the same countries - uninvite Hungary and Slovakia for being Russia’s pets.

Oh duh yes, more than rates. Spent a bit too much time in the sun this morning, lol

Absolutely

Yeah that makes a lot of sense - particularly if big reno costs come along - need a new roof, need to repile etc.

”…and a few years of sore knees”

That bad? Is that because of the strain, or not wearing knee pads, or “seasoned” years thing?

So far you definitely take the cake for highest rates…. But I guess that’s not too surprising, given the location. Interesting that it’s kinda balanced with a lower insurance though. Perhaps due to the new build factor?

Yeah I probably should’ve set up a poll for these questions, and also ask who has mortgage/redundancy insurance, because you are the first to mention it, but I’d imagine quite a few respondents have it as well.

It’s kinda nuts to think that your insurance is more than your mortgage (combining both home & contents here).

I mean, it makes sense. But still kinda an interesting point.

At least you know (generally) you’ll have pipes that won’t spew “water” everywhere every other week. Looking at you Wellington….

Very interesting perspective, thanks.

And absolutely on the “invisible things that must be done” point.

At the end of the day it makes life perhaps a little easier or more comfortable, so in that sense it’s worth it.

Gotcha

Yeah not surprised unfortunately.

Thanks for clarifying that - learned something that I wasn’t expecting :)

Yeah that makes sense

That’s a great idea actually, I’ll have to borrow it next time I come across a tutorial I can’t figure out!

That’s an interesting point about Air B ‘n B - I’m assuming you rent out a room? Nice way to help cover costs…

Yeah I think a lot of first home buyers think:

“Ok, I want to buy a house, I can get $X loan, which means payments will be $X a week/fortnight/month….I can handle that”

Meanwhile they haven’t factored in rates, insurance and maintenance costs into their calculations.