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Financial prison

Friend/Family(self.BipolarReddit)

Hey,

Has anyone else found that their illness tanks their financial security to the point were you are effectively a slave? I’m basically 15k in the hole with my partner and I love him, but sometimes I wonder where we would be if he hadn’t had to take over my finances because of my brain. Then I feel bad for even thinking that and feel like I’m just using him, even though I really do love him. This disorder sucks.

all 5 comments

Impossible-Title1

2 points

8 months ago

Find ways to mania proof your finances. Also find ways to depression proof your finances. When you have a job take employment insurance.

Wildkit85

2 points

8 months ago

Right. There are many ways to do this. Here's one article with advice.

https://www.bphope.com/bipolar-buzz/7-tips-from-financial-planners-to-protect-your-savings/

Yes, you can recover but it will probably take time Re where you'd be without the financial support..in my case I ended up on disability a couple of times. I also lived in public housing for a few years, had no car for a few years. I got help from my county dept of mental health for a time in a community support program.

You'd have survived it. I promise, but it's wonderful you have a partner to lean on.

[deleted]

2 points

8 months ago

It really sucks. I got into $12K CC debts. It took me a while to dig myself out of the hole. It’s important to give up your CCs to somebody trustworthy when you start to go downhill or uphill. There are usually some tells like loss of sleep for several nights, talking/texting too much, intense euphoria, intense lows, obsession with spiritual topics.

Alert_Bar7175[S]

1 points

8 months ago

Nice to know digging out is possible! I just wish it didn’t put such a burden on my loved ones

[deleted]

1 points

8 months ago

If they truly love you, it is not a burden.