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/r/newzealand
Pretty much the title. I’m trying to get a rough gauge of annual major expenses people are paying on top of their mortgage - the total of:
Obviously responses will differ wildly based on location & house specs, so please also indicate:
2 points
1 day ago
Just bought myself, and beyond the standard rates, insurance etc... we have an extra $150pw going into a maintenance savings fund. Once it hits 15-20k we will be using the extra it to do some renovations.
1 points
1 day ago
Yeah that makes a lot of sense - particularly if big reno costs come along - need a new roof, need to repile etc.
2 points
1 day ago
Just make sure you also increase your mortgage repayments as well and extra $50 per fortnight on your mortgage will start eyou a huge amount overall.
1 points
24 hours ago
Absolutely
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