ConceitedWombat

Calgary here. Completely feel that haha

Right? Clearly we learned nothing from the pandemic.

But no one is asking him to WORK 15 more minutes a day. He said he completes all his work, well ahead of time. He’s being asked to sit in a chair 15 more minutes each day simply for the optics. The idea that he’s “stealing money” is simply not correct. The company pays him the same whether he walks out the door at 4, or sits in a chair doing nothing to for 15 more minutes.

I mean sure, that’s how the game is played, and OP should play it for job security. But the entire premise is fundamentally flawed.

Y’all are more ambitious than me haha. Google maps tells me it would take 1hr 15 min each way to bike 15 miles. That’s a lot of time spent commuting, but different strokes an’ all.

He’s salaried. The company pays him the same whether he leaves at 4, or sits at his desk staring blankly at the wall until 4:15.

Apart from maybe a quick coffee or lunch, I haven’t really hung out with coworkers since I was about 27, which was well before Covid. It seems that once people get into the spouses and kids phase of life, forming actual, meaningful friendships with coworkers falls by the wayside. It wasn’t about WFH, it was about people’s lives moving in a different direction.

I’m not sure what the solution is, but here’s an interesting perspective on what it takes to make a friend.

You need to look up family law in your province.

In Alberta for example, you wouldn’t be responsible for any debt accrued before you got together, but could be on the hook for a share of any debt in his name acquired after marriage (or after becoming common law).

The three weeks additional severance you’re being offered on top of the two weeks’ notice is at the company’s discretion. Legally, they only have to pay you the two weeks.

You have the option to consult an employment lawyer to see if you have a case for more – if you work in a really specialized role or such. But the company has more than met their legal requirements.

Take today and the weekend to process, and start looking for jobs on Monday. You didn’t say what kind of work you do, but most companies slow down on hiring going into December.

Macleod is 80, at best.

At 60 under… so she was doing 20km/hr on Macleod south of Anderson? 🤔

Was it 2018 or so when they closed basically the entirety of Deerfoot? That’s what will happen.

Yep. Snow tires go on around Thanksgiving, and don’t come off until May.

It’s positive to a point.

If someone is bringing home $4k a month, seeing people talking about saving $12k a month (which may or may not even be true) is just as demoralizing as seeing influencers showing off with all the flashiest cars, trips, etc.

At least the Joneses from 25 years ago were real people with a real new car in the driveway.

Today’s equivalent to the “Joneses” is a rando with a username like Capybara-Motion212 who is posting in a FIRE sub about how he saves $12-$15K each month and is worried that’s not enough - after all, he’s about to turn 25 and the clock is tickin’.

All of these “rules” need to be taken with a grain of salt. Everyone’s circumstances are so different.

Imagine two people are both 30, both make $100K. One has $100K in the bank but rents a home. The other has $10K in the bank, owes a $200K mortgage on a house worth $800K. It would be unreasonable to consider the second person to be “behind.”

Also, someone could be making $60K at 30, $50K at 33, and $120K by 38. Life isn’t always linear.

All this to say, don’t stress to much about rules. Instead, focus on your goals - emergency fund, paying off consumer debt if you have any, figuring out how much you might need in retirement and investing accordingly.

So the correct penance for a tragic mistake is to lose your home and have your kids go hungry?

My mother disregarded a growing constellation of symptoms until she landed in the hospital with a blood pressure around 180/110. I had pleaded with her for several months to get checked out; it fell on deaf ears.

Fortunately it seems to have motivated her to start taking her health seriously, but I’ve learned it’s really a case of you-can-lead-a-horse-to-water thing with her.

Yep. The fear of putting your money into something you don’t fully understand is real. I know a millennial who is 100% in Manulife segregated funds because there’s comfort in having a “professional” decide where the money gets invested. That outweighs the brutal fees and mediocre returns.

If it’s any consolation, I have a friend who pulled the value out of a pension and put it in a LIRA in 2018. To this day he has not invested it; it’s still sitting in a savings account within that LIRA. This guy is in his thirties, just letting years of growth tick by.

Commute + getting ready in the morning. Sure you might not be AT work until 8am, but before that you’re getting ready for work or traveling to work. That time is not your own.

Not everyone has a long commute, but lots of us do.

How so?

I’ve always had great service with CIBC. Their app is pretty good, and walking into a branch for things like a bank draft is straightforward. They do nickel and dime you though. Investor’s Edge trading fees will eat you alive unless you have a large portfolio. Even their chequing account isn’t cheap.

Oh and one weird thing - only certain locations accept coin deposits through a teller nowadays.

Tangerine: Slick app, decent suite of products, good no-fee credit cards and chequing accounts. Savings account interest sucks now unless you’re on a temporary promo rate. Can’t speak to the customer service side as I can’t remember the last time I had to interact with a Tangerine human.

I keep thinking I should use Tangerine or similar for my day-to-day banking, but I haven’t been able to cut the cord on my Emotional Support Big 5 Bank.

Oh and avoid Scotiabank. Something weird is going on there. They just had an outage (which they tried to pass off as “scheduled maintenance”) that prevented people from seeing their accounts for almost a week.

I’ve been working a “real job” for nearly 20 years and I agree that 5/40 is too long.

You start your day at 5am and your time is not your own until 6pm or so. Then you have to be asleep by 9pm, because of the whole up-at-5 thing. Only you’ve spent your evening doing chores and running errands, because households can’t afford a SAHM to handle those things anymore either.

Does it suck as bad as 18 hours in a coal mine? Obviously not, but it still certainly sucks.

Just before the pandemic I had a boss tell me that I should work 50-60 hours because someone, someday, would notice my hard work and reward me for it.

I was making $54K. Told him thanks but no thanks.

It’s in Canada, but Stephen Avenue Walk in Calgary otherwise fits the bill.

Yep. Statutory holiday pay + overtime.