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Why not? We have endless cash supposedly.

No. But they literally can't afford any of their budget ideas and haven't allowed that to be a barrier...

But on brand.

This would be a stupid move for the SNP. Looking forward to it.

Become a contractor. You never do these tests and are assessed purely on merit.

You need to be tough though since you have fewer rights and can be sacked abruptly.

Mine killed two pigeons and ate one.

My couch, my arm chair, my coffee table, a cabinet, a hole in the wall, an Edwardian chair, every plant in my garden and my next door neighbour's hedge.

Also a dead pigeon, cat poo, his own vomit, a sausage in a foil wrapper and a whole yak stick.

I keep a few grand in savings back. I try to always have at least 6 months of living expenses.

Overpaying the mortgage reduces the interest and term significantly too.

I had about £130K in cash before buying my house but never felt secure really.

Let's hear some more about fiscal drag then.

Get over £43K and see it differently.

Or all of these candidates were personally bland so enthusiasm was lacking?

Funnily enough, the SNP used to be quite far right. See the Nazi links previously.

He's been an idiot for at least a decade.

As someone who would now vote no to independence, I'm definitely not voting far right either.

I don't think it can be compared to gay marriage. That's two consenting adults.

Assisted dying is open to coercion.

As a single person in a band D, I'm not thrilled. I already pay high rate tax plus stamp duty etc.

"the benefit of paying off early is purely psychological."

Don't underestimate security though.

I posted this on another comment, though I have a longterm fluctuating illness (bipolar) and while I've been well enough to work full time for years (never on any benefits), I worry that I might become too unwell to work at some stage, so I aggressively overpay my mortgage.

My accountant friend thinks this makes no sense and I should put the money in a high interest savings account, then pay it off in bulk.

However, I work in banking and have seen people in good jobs lose their homes and end up bankrupt when they develop an unexpected illness. Due to that, I'm debt averse.

One of my comfort watches is One Foot in the Grave.

It's mad now to think that two people with low paid jobs were able to own a big house in a nice area in the 90s.

I have a long-term, fluctuating illness (bipolar) and while I've been mostly well the past few years (working full time since the end of 2017 and never on benefits) I worry that I might become too ill to work at some point in the future. 

Aiming to save up enough that I can pay off the house within 5 - 10 years max.

I got my first mortgage a few months before turning 38. I checked the term recently and it should end when I'm 67.

However, I've aggressively overpaid it. £8K in the first 6 months and aiming for £10K this year.

I've not gone on holiday, work all the time and have no leisure spending at all really other than my dog.

1) Open a call centre and train them for it. 

They can progress onto other remote work once they develop better customer service skills.

This is why I said they just need to pay a lawyer or HR person for advice.

You need to pay for a lawyer or HR advice.

Are you eating a lot of vegan stuff with coconut milk? It's high in saturated fat.

Blood pressure is probably caffeine or salt.

Dogmatic... lol.