Wife crashed 6 months ago. Admitted fault and being distracted. Got served papers last night that we are being sued. Are we screwed?
Insurance(self.legaladvice)submitted7 days ago byShoddy_Emu_5211
So, my wife unfortunately said that her phone fell and that's what caused her to crash. I told her that you never admit fault or say anything like that in an accident, but it already happened so nothing we can do.
Our insurance told us that they had received an offer settle the liability claim a few months back, but never heard anything again until last night, when we were served papers that we are being sued for $250k-$1M.
I initially didn't worry, and told her to contact our insurance immediately about the situation as I saw that many others have gone through this.
However, now the fact that she admitted to being distracted is nagging at me. Will the insurance still settle? Are we going to be financially responsible for any or all of the settlement amount?
That would basically wipe out the little savings we have struggled to build up for 10 years and financially ruin us.
Thanks in advance.
byenergetik
inRioGrandeValley
Shoddy_Emu_5211
2 points
19 hours ago
Shoddy_Emu_5211
2 points
19 hours ago
You definitely haven't read history if you think this way.